Francis & Craig PSC
Western Kentucky's Social Security Disability Law Firm
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Western Kentucky Social Security Disability Blog

Will working a job affect my disability benefits?

Social Security benefits can provide crucial financial help to people with disabilities. Still, the benefits offered are not exactly huge sums of money. These payments are typically just enough to cover the costs of medical bills and everyday living expenses. To supplement your payments, perhaps you are thinking about getting a part-time job. The extra income may sound appealing, but you should think carefully about working while receiving disability benefits.

There are some instances in which working a job could affect the amount of Social Security that you receive. Depending on how much you earn, you risk losing a portion of your benefits. Before you accept a job offer, you should know more about working while collecting disability benefits.

The frustration of being denied SSDI benefits

We see this happen so many times.

Someone – we will call her Dara -- has worked for twenty-plus years and suddenly unable to work any longer, due to lung disease. She has paid into Social Security all that time. There is no question that her disability is genuine. Her doctor vouched for her disability. She applies to the insurance program. Her claim is denied.

The difference between SSDI and SSI

If you are injured, and in need of disability benefits, you've probably worked hard your entire life. When thinking about Social Security, you probably know two things: first, it helps retired and injured people; second, the rules to deciding who gets benefits are hard to understand. You've paid taxes out of your paycheck, and now you need the system to come through for you. How does it all work?

To better understand the Social Security Administration, you should be aware of the programs that provide supplement income: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). Knowing the differences between the programs can better guide you when you're in need of benefits.


Francis & Craig PSC
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Cadiz, KY 42211

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