Francis & Craig PSC
Western Kentucky's Social Security Disability Law Firm
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Western Kentucky Social Security Disability Blog

How to avoid the rejection of your SSDI claim

The approval of social security disability insurance can be strict. As you apply and go through the process, you may want to be aware of what the Social Security Administration is seeking to increase your chances of approval.

After completing the first set of forms, an examiner will interview you to determine if you are eligible. This is an important part of the approval process. If you did your research and believe that you qualify for the SSDI benefits, bring all the documentation you'll need to support your claim.

The safety net of Social Security Disability Insurance

Has an injury or medical condition left you unable to work? Social Security Disability Insurance (SSDI) may be the answer to help provide for you and your family. Funded over the years through a deduction from your paychecks, SSDI functions as a safety net for you and other workers.

To qualify, you must be under 65 years old and have a disabling injury or medical condition that leaves you unable to work. Also, you must have worked at jobs where you had money taken out of your paychecks for Social Security Disability. Additional qualification factors are:

Children, too, benefit from SSI disability benefits

Supplemental Security Income (SSI) provides benefits to millions of people in the United States. Within that group are more than 1 million children who have severe disabilities and hail from low-income households – those with little or no income and resources.

Although an estimated 11 million U.S. children have special needs, few of them meet SSI’s stringent eligibility requirements. To qualify for benefits, the child must have a physical or mental condition that seriously limits his or her activities. In addition, the condition must last or expect to last at least a year or result in death.

Will working a job affect my disability benefits?

Social Security benefits can provide crucial financial help to people with disabilities. Still, the benefits offered are not exactly huge sums of money. These payments are typically just enough to cover the costs of medical bills and everyday living expenses. To supplement your payments, perhaps you are thinking about getting a part-time job. The extra income may sound appealing, but you should think carefully about working while receiving disability benefits.

There are some instances in which working a job could affect the amount of Social Security that you receive. Depending on how much you earn, you risk losing a portion of your benefits. Before you accept a job offer, you should know more about working while collecting disability benefits.

The frustration of being denied SSDI benefits

We see this happen so many times.

Someone – we will call her Dara -- has worked for twenty-plus years and suddenly unable to work any longer, due to lung disease. She has paid into Social Security all that time. There is no question that her disability is genuine. Her doctor vouched for her disability. She applies to the insurance program. Her claim is denied.

The difference between SSDI and SSI

If you are injured, and in need of disability benefits, you've probably worked hard your entire life. When thinking about Social Security, you probably know two things: first, it helps retired and injured people; second, the rules to deciding who gets benefits are hard to understand. You've paid taxes out of your paycheck, and now you need the system to come through for you. How does it all work?

To better understand the Social Security Administration, you should be aware of the programs that provide supplement income: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). Knowing the differences between the programs can better guide you when you're in need of benefits.

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Francis & Craig PSC
56 Main St.
Cadiz, KY 42211

Toll Free: 888-530-4002
Phone: 270-350-9535
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