The approval of social security disability insurance can be strict. As you apply and go through the process, you may want to be aware of what the Social Security Administration is seeking to increase your chances of approval.
After completing the first set of forms, an examiner will interview you to determine if you are eligible. This is an important part of the approval process. If you did your research and believe that you qualify for the SSDI benefits, bring all the documentation you'll need to support your claim.
Identification and personal information
Providing a birth certificate or picture ID is an efficient way to ensure your identity. SSA needs to know your marital history, if you were a service member, and information about your children. You may get a larger amount of benefits if you have military experience, and a disabled child who may receive benefits as well.
Provide your medical history
Providing your medical history is a crucial part of your SSDI claim. You must provide your most current medical history. This should include the contact information of your providers and medical facilities, as well as test results and treatment history. The examiner will request medical records from your contacts to verify the information.
Have a timeline
It is important that you can pinpoint exactly when you became disabled by demonstrating the facts through medical records.
You will need to provide your work history for the past 15 years and before to your disability. SSA will determine if you can use prior skills to do the same or similar job now.
SSA will also evaluate your finances since SSDI is a needs-based program.
Reasons why claim rejection happens
Your claim may be denied if you did not meet the basic non-medical requirements. If your income is too high or your work credits aren't to par, SSA may not consider your medical evidence you brought to support your claim.
SSA may also determine that your medical condition is not critical enough. To qualify, it must hinder your ability to work for 12 months or more, or is fatal.
While there are exceptions to following your doctor's prescribed treatment, unwillingness may result in the denial of your claim.
Cooperation is an important part of working with the SSA. If you refuse permissions, your chance of denial will increase. There are other reasons why SSA could deny your SSDI benefits claim, and you may want to be aware of what they are.