If you find yourself unable to work because of a medical condition, you might be scared and uncertain of what your future holds. You may not know what to do or who you can turn to for help. Luckily, there are resources, such as Social Security disability benefits, available to assist you.
However, applying for these benefits is lengthy and confusing. There are various forms to fill out and lots of information to gather.
What are common mistakes in the application process?
As it’s a long, complicated process, many people make mistakes on their applications. An error could affect whether you’re approved or denied Social Security disability benefits. Here are five common mistakes:
- Applying for both disability and unemployment benefits: It’s tricky to qualify for both types of benefits. To do so, you would need to prove two contrasting ideas about your ability to work.
To be eligible for Social Security Disability benefits, there needs to be evidence your medical condition prevents you from working.
Meanwhile, you must prove you’re able to work full -time to qualify for unemployment benefits. You also need to show you’re actively searching for a job.
- You stop seeing your doctor: It’s no secret that doctor visits cost a lot of money. If you can’t work, it may be especially difficult to pay for them. Even if you need these appointments and treatments, you might end up skipping them altogether.
However, stopping your treatments could put your eligibility for Social Security at risk. During the application process, you need to provide medical documents as proof of your condition.
- Applying for the wrong disability benefits: There are two types of Social Security disability benefits. They are Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI).
SSI helps people with medical conditions who have minimal or no income, while SSDI assists those who have worked and put money into their SSDI insurance funds.
You usually only qualify for one Social Security disability benefits program. Make sure you apply to the correct one.
- Forgetting to list mental illnesses on your application: You should note all medical conditions on your application for Social Security disability benefits. This includes both physical and mental conditions. Either condition could qualify you to receive these benefits.
- Not having a disability lawyer: Attorneys understand the Social Security Benefits Disability process and are willing to assist you in getting the resources you need. They can walk you step-by-step through the process. Even if your original claim is denied, they can also help you file an appeal.
Although lawyers can be expensive, a Social Security Disability lawyer works on a contingency basis. This means your lawyer has to win your case to get paid.
These are only five of the many mistakes people make on Social Security disability benefits applications. Other mistakes include skipping your Social Security Disability medical examination, leaving out necessary information on your application, applying too soon or applying too late. By seeking legal guidance when applying for benefits, you can avoid any costly mistakes.