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When facing a disability that keeps you out of work, you’re likely to have various concerns about your finances. Most importantly, you’ll have questions about how to earn a living so you can support yourself and family.

If you believe you’re eligible for Social Security Disability Insurance, it’s critical to complete an application in a timely manner.

Unfortunately, trouble may be lurking. Just because you apply for Social Security Disability Insurance benefits doesn’t mean that the Social Security Administration will approve your application.

If you receive a denial letter or your benefits are terminated or modified, you have the legal right to appeal the decision.

There are four levels of appealing a Social Security Disability Insurance denial, including:

  • Request for reconsideration: The first step in filing an appeal is a request for reconsideration. A person who did not participate in your original ruling will review your case, reevaluate the details and make a decision. This is a good time to provide additional evidence to back up your claim, if available.
  • Hearing before an administrative law judge: If a request for reconsideration doesn’t go your way, you can request for an administrative law judge to review your case.
  • Review by the Social Security Administration Council: If you don’t get what you want from an administrative law judge, the next step is a review by the Social Security Administration Council.
  • File a claim against the Social Security Administration in federal court: The final step in the process, if necessary, is a federal district court review. You hope to receive an approval before this step, but if you don’t you’ll need to file a civil lawsuit.

It’s important to remember that a Social Security Disability Insurance denial does not mean you’re not disabled. It simply means that the Social Security Administration has found a reason to deny your application.

As you begin the appeals process, organize yourself by collecting information pertaining to your denial. From there, learn more about the ins and outs of filing an appeal, including the steps you can take to protect your legal rights in Kentucky. The right strategy will help you secure the benefits you deserve.