If you are currently receiving Social Security benefits, you may wonder if you can also receive Supplemental Security Income, or SSI, payments. Keep reading for the details of how this can be achieved.
What is SSI?
Supplemental Security Income is an income-based compensation program. In order to qualify, you must meet income and resource guidelines. If you are single, your available resources must be $2,000 or less. This includes the value of any real estate, bank accounts, stocks or bonds, retirement funds, etc. Married couples must have less than $3,000 in resources. If you meet the resources test, then your monthly income is examined. The limits vary based upon where you live. You can read more about qualifying for SSI on the Social Security Administration website.
How do I apply for SSI?
You can apply for both Supplemental Social Income and Social Security Disability online. If you are applying for SSD, you must have copies of all your medical records available that explain the nature of your disability. This is much more complex than simple SSI. SSI is needs based, and decisions are made solely based on your current income and resources.
If you are over the age of 65 and receive Social Security, you are still eligible for SSI payments if you meet the income and resource guidelines. You do not have to be disabled if you are over 65 years of age. If you are under 65, you will need to have a qualifying disability in order to receive SSI.
The SSI or SSD application process is lengthy. In recent years, Social Security claims have often been denied initially, forcing clients into the appeals and hearing process. You may want Supplemental Security Income attorney’s help for your appeal in order to have the best possible chance for success in receiving your benefits.